Changing Mortgage Broking Through Ethical Lending

Successful property investment starts with finding a brokerage that puts your interests first.
Five-Star Google Reviews
10 +
Industry Awards
2 +
Aussie clients supported
10 +
loan approval rate
10 %

Your Future Is Our Priority

Mortgage brokerages should exist to help clients build wealth through property by sourcing the right lender and right loan. 

But, too often, perverse financial incentives skew that focus. 

Broker compensation depends on loan size and lender choice – and, sometimes, whether they refer clients to third parties like real estate agents. 

The result: the best interests of their clients don’t always come first. 

In 2009, ALIC was founded to solve that problem. 

Instead of fixating on individual loans, we focus on lifespan horizons: 

Where do you see yourself in 10, 20 or even 30 years’ time, and which loans, if any, will help you get there? 

That combination of long-term strategy and ethical lending is how we’ve helped over 36,000 Aussies realise their ideal futures – and how we can make yours happen too.

Our Commitments to You


Our ethical lending philosophy means we only get paid by lenders post-settlement – never by third parties like real estate agencies.


We believe in radical transparency: being open about our internal processes, how we’re compensated, and who we have commercial relationships with.


We always act in our clients’ best interests – even if financial incentives point the other way.

Our Company

“ALIC was founded on the promise of ‘ethical lending’ – our North Star is long-term client satisfaction. We prioritise helping clients understand their long-term objectives and how wealth built through property can help them achieve those objectives. 

From an incentives perspective, we minimise the risk of unconscious biases through a broad-based, diverse lender panel that includes both major banks and second-tier lenders. Our brokers receive the same commission percentage, irrespective of which referrals they make. 

Importantly, we also connect our clients to other relevant solutions providers, such as buyers advocates and property advisers. By supplementing our brokers’ recommendations with advice from other qualified professionals, we ensure that our clients can make fully informed decisions about their financial futures, rather than relying on potentially biased information from a single source.” 

Damian Brander

Managing Director

Meet the Strategists Working for You

Led by award-winning brokers like Mark Davis and Kevin Agent, our lending strategists are here to guide you through your property journey – from your first consultation to post-settlement portfolio reviews.   

Find out what makes our people different. 

Leading Property Investors Trust ALIC

Our clients share their experiences of transformation and growth.

Our journey with ALIC started 5 to 6 years ago when we purchased land and subsequently built our first home. Since then, we have continued our association with them, and it has proven to be a decision we do not regret. Their team not only provided financial guidance but also helped us build our wealth through a well-thought-out investment portfolio.

Trusting someone with your finances is a crucial decision, and ALIC has consistently demonstrated reliability. Their approach goes beyond transactional relationships; it's about building a lasting partnership.
Sascha Hossain
February 2024
There are lenders, banks and brokers, and then there is ALIC. Kevin Agent and his team are amazing in finding solutions for your business or personal needs. They helped me establish my business, sorted out my home loan and savings and helped me buy my new home without any stress or worry and financially my family has never been better.

Look no further than the Australian Lending & Investments Centre. No one better and highly recommended.
James Tamanika
January 2024
Natasha has been an exceptional mortgage broker for us for the last decade. We have come to rely on her expertise implicitly and trust her completely. She has impressive efficiency. She always gives personalised guidance that suits our circumstances (which are complex), and she is honest when she thinks something is not a good idea. Lastly, she is so friendly and such a great communicator that every interaction is easy and enjoyable.

We've recommended Tash to all of our friends who have sought mortgages and they would all write something similar. Highly recommend.
Rebecca Foskey
January 2024

Australia’s Most Awarded Independent Mortgage Brokerage

Our investment lending expertise isn’t just claimed – it’s backed by industry experts. 

With more than 80 awards won over the past 10 years, we’re Australia’s most awarded independent brokerage. 

In 2022, we were AMA’s Residential Lender of the Year and MPA’s Top Brokerage of the Year. 

Our secret: a future-focused, education-based approach to lending and a deeply ethical broking philosophy. 

Supporting Investors Across Australia


27/360 Collins St, Melbourne VIC 3000


Kent Street Teneriffe, QLD, 4005

60+ People. Unlimited Opportunities.

ALIC isn’t just the next step in your career.

It’s a way to transform your approach to mortgage broking – and learn directly from some of the top residential brokers in Australia.

You’ll join more than 60 ALIC staff in Melbourne and Brisbane who help homeowners and investors across Australia build wealth through property.

And you’ll do it in an environment that blends robust career guidance with generous benefits and a strong educational program.

Each Loan Settled Equals a Cleaner Ocean

Climate breakdown is the single greatest threat that Australia faces, and it’s not going away on its own.

That’s why we’ve partnered with WLTH and Parley for the Oceans to clean up 50 square metres of coastline for every loan that we settle*.