Home Loans

Grow your property portfolio with a residential home loan.

Real estate sales staff give the artificial home to customers.

Get financing that builds your wealth for a new home or investment property.

Buying a home – either to live in or as an investment – is a big commitment, so it’s important to borrow in a way that doesn’t compromise your financial future.

From home loans for self-employed individuals to specialised financing for property purchases through self-managed super funds, our specialist brokers will help you find your ideal loan.

Discover how we can help you finance for the future.

Enquire About Residential Home Loans

Enquire About Home loans

The ALIC Advantage

Choosing a mortgage broker is a big decision – especially if you’re taking out a loan for a business or an investment.

Find out how The ALIC Advantage makes us the best choice for investors, business owners, and high net worth individuals.

Industry Experience

Our specialised brokers have an average of 15 years’ experience in the banking and financial sectors.

Rapid-response Support

Your loan matters, which is why we have an average client response time of just 38 minutes.

Results-oriented Approach

We’re here to finance your future – and that means brokering loans that lead to better outcomes for you.

Home Loan Calculator

Use the calculator to get estimates of your property loan repayments.

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Most frequent questions and answers

Yes, getting a loan for a residential property is generally much easier if you go through a mortgage broker.

A good broker will act as a guide to the complex world of property financing – they’ll help you understand the loan process and what lenders look for, they’ll operate in your best interests, and, most importantly, they’ll help broker a loan designed for your specific situation.

Mortgage brokers maintain a network of lenders that they can easily reach out to, which means they may be able to help you get a mortgage even if you’ve been rejected when you’ve applied directly to banks.  They’ll be able to represent you in the best possible light, making it more likely that you can get a loan with favourable repayment conditions and interest rates. 

A mortgage broker doesn’t normally give loans.  They act as a liaison between you (the borrower) and the lender, who can be a bank or a non-bank financer. 

Most banks let you borrow directly from them, but it often makes more sense to go through a mortgage broker.  Banks are a lender, which means they typically have set home loan rates.  These rates aren’t ideal for everyone, and you may benefit from the tailored rates that a mortgage broker can facilitate.

Banks may also not want to lend to you outright, especially if you already have a number of mortgages.  A mortgage broker can negotiate with the bank to get you a loan; if they’re unable to get a loan from a particular bank, they can help you find another lender from their network of banks and non-bank financers.

Empower Your Portfolio

Talk to our brokers about financing for residential properties.

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