
Debt Recycling: A Strategy for Property Investors
Debt recycling is a financial strategy that has gained attention among Australian property investors looking to accelerate wealth creation while managing their tax position.
Investment Lending Manager
Elizabeth Kirkland is an experienced mortgage broker with over 10 years in the mortgage and private banking industry. Originally from New Zealand, she specialises in tailored lending solutions for a diverse range of clients, with a particular focus on medical professionals.
Known for her calm, client-first approach, Elizabeth makes complex lending decisions simple, guiding clients through every stage of the journey.
Outside of work, she enjoys Melbourne’s food scene, the outdoors, and travelling whenever she can.

Investment Lending Manager
Elizabeth Kirkland is a highly experienced mortgage broker and lending specialist with over a decade in the mortgage and private banking industry. Originally from New Zealand, she holds a Bachelor of Commerce from the University of Otago and has spent the past 10 years helping clients across Australia navigate complex lending landscapes.
With a strong focus on medical professionals, Elizabeth understands the unique financial journeys of those in the healthcare field and delivers strategic, personalised lending solutions tailored to their needs. Whether it’s a first home, an expanding investment portfolio, or refinancing for better outcomes, she provides expert guidance every step of the way.
Known for her calm approach, attention to detail, and commitment to client success, Elizabeth makes the lending process clear, seamless, and stress-free.
Outside of work, she enjoys exploring Melbourne’s vibrant food scene, getting outdoors, and travelling to new places whenever she can.
With articles written by award-winning brokers like Mark Davis, ALIC’s Insights Hub is one of the best places to learn about building wealth through property.

Debt recycling is a financial strategy that has gained attention among Australian property investors looking to accelerate wealth creation while managing their tax position.

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