
Debt Recycling: A Strategy for Property Investors
Debt recycling is a financial strategy that has gained attention among Australian property investors looking to accelerate wealth creation while managing their tax position.
Operations State Manager (Queensland)
Rhiannon Lucas is ALIC’s Operations State Manager for Queensland, bringing nearly three decades of leadership experience in banking, credit, lending operations, and customer success.
Since starting her finance career in 1996, Rhiannon has held senior operational roles across respected institutions including ANZ, ME Bank, and Finspo. She has led high-performing teams in credit assessment, risk and compliance, client services, and customer operations. Across every stage of her career, Rhiannon has demonstrated an exceptional ability to build operational frameworks that improve client experience while maintaining rigorous compliance standards.

Operations State Manager (Queensland)
Rhiannon Lucas is ALIC’s Operations State Manager for Queensland, bringing nearly three decades of leadership experience in banking, credit, lending operations, and customer success.
Since starting her finance career in 1996, Rhiannon has held senior operational roles across respected institutions including ANZ, ME Bank, and Finspo. She has led high-performing teams in credit assessment, risk and compliance, client services, and customer operations. Her leadership style is defined by a commitment to best practice, structured coaching, and creating environments where individuals and teams can thrive.
Across every stage of her career, Rhiannon has demonstrated an exceptional ability to build operational frameworks that improve client experience while maintaining rigorous compliance standards. From managing large-scale banking teams at ANZ, to transforming lending and credit processes at ME Bank, she has consistently delivered measurable outcomes through strategic leadership and sharp operational insight.
A passionate mentor and coach, Rhiannon describes leadership as her greatest strength. She is deeply driven by developing people—helping those around her achieve their best and grow in their careers.
With articles written by award-winning brokers like Mark Davis, ALIC’s Insights Hub is one of the best places to learn about building wealth through property.

Debt recycling is a financial strategy that has gained attention among Australian property investors looking to accelerate wealth creation while managing their tax position.

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