
Debt Recycling: A Strategy for Property Investors
Debt recycling is a financial strategy that has gained attention among Australian property investors looking to accelerate wealth creation while managing their tax position.
Amongst the clutter of profit-driven brokers, ALIC truly stands out.
We are a highly skilled, experienced team of acclaimed lending strategists free of undisclosed financial incentives – which means no questionable referral partnerships.
So, when we offer our recommendation, you can be sure that we do it with your best interests in mind.
Start building your wealth through property and discover how we can help you today.


Where do you want to be five years from now? 10 years? 20? 40?
We take the time to speak to you about your long- and short-term goals and find the ideal financing solution for your objectives.
Whether you’re planning your retirement or wanting to become a successful investor, our years of experience and well-connected network will help you achieve your financial goals.
Schedule a free consultation with one of our lending strategists to find out more about how ALIC can help.
More than 36,000 Australian businesses and individuals choose us as their mortgage brokers.
ALIC is genuinely different – an award-winning broker with no hidden financial incentives and no questionable referral partners.
With more than 50 bank and non-bank partners on our lending panel, finding the right mortgage is simple.
Your loan should be one that supports your ideal future – whether that’s a multi-property portfolio or a stress-free retirement.
Access our network of leading property professionals to get the advice you need – no referral commissions involved.
From buying a residential home to investing in commercial property, it takes an entire team to make a successful investment.
Our lending panel includes more than 30 partners, giving you access to a genuinely diverse range of products.
We don’t prioritise high-commission loans – and we don’t have any affiliations beyond the standard lender–broker relationships.
Discover how our lending strategists can help you build a strong financial future.


It takes a village to make a successful investment.
That’s why the best investors have an experienced team behind them.
We connect you to our network of leading professionals – buyer’s advocates, solicitors, valuers, and financial advisers.
And, with no referral commissions or other financial ties, you can trust you’re getting the best recommendations for your situation.
Led by award-winning brokers Mark Davis and Kevin Agent, our lending strategists are here to guide you through your property journey – from your first consultation to post-settlement portfolio reviews.
Find out what makes our people different.
Our clients share their experiences of transformation and growth.
With articles written by award-winning brokers like Mark Davis, ALIC’s Insights Hub is one of the best places to learn about building wealth through property.

Debt recycling is a financial strategy that has gained attention among Australian property investors looking to accelerate wealth creation while managing their tax position.

For many Australians entering the property market, lenders mortgage insurance is one of the least understood costs associated with a home loan.

The start of a new financial year is one of the most valuable moments for property investors in Australia. It brings a natural reset point, a chance to review what is working and identify the property investment strategies for 2026 that can help you build long-term wealth.