
Debt Recycling: A Strategy for Property Investors
Debt recycling is a financial strategy that has gained attention among Australian property investors looking to accelerate wealth creation while managing their tax position.
Investment Lending Manager
Liza specialises in loan structure analyses and assisting clients in securing future-proofed lending scenarios. With a background in finance and accounting, she focuses on helping clients build wealth to achieve their lifestyle goals.

Investment Lending Manager
As one of ALIC’s investment lending managers, Liza Zhang works closely with her clients to find the right loans for their financial situations. She specialises in loan structure analyses and helping clients pursue future-proofed lending scenarios.
Liza entered the financial sector in 2016 as a finance officer. Over the next five years, she held various accounting and finance roles, before joining ALIC in 2021 as a client services manager.
In 2022, Liza became an associate investment lending manager through ALIC’s Transitional Broker program, before transitioning to her current role in 2023. Her responsibilities range from liaising with clients and lenders to running financial analyses and coordinating Kevin and Kate’s loan processing teams.
As a broker, Liza’s goal is simple: help clients build the wealth they need to achieve their goals. Financial security for its own sake doesn’t matter – it’s about the lifestyle and opportunities that it makes possible. That future-focused approach to lending has seen her receive consistently positive feedback from her clients.
When she isn’t supporting property investors, Liza hones her problem-solving skills by building Lego models. She also loves cooking cuisines from around the world – a hobby that helps fuel her long weekend hikes.
Liza holds a Bachelor of Accounting and a Master of Financial Analysis from La Trobe University and a Diploma of Finance and Mortgage Broking Management. She is also a member of the MFAA.
With articles written by award-winning brokers like Mark Davis, ALIC’s Insights Hub is one of the best places to learn about building wealth through property.

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