How to Qualify for a Commercial Property Loan in Australia
ALIC Media Centre
August 13, 2026
Securing finance for a commercial property purchase is a more involved process than applying for a standard home loan.
- Senior Investment Lending Manager
Meet Natasha
Natasha Choi
Senior Investment Lending Manager
Natasha, a seasoned finance professional with over a decade of experience, brings a unique perspective to ALIC, leveraging her extensive property portfolio and small-scale development ventures to guide clients towards homeownership and wealth-building strategies. Her personalised approach emphasises ongoing support and financial education, ensuring clients adapt to evolving lending landscapes.
We made contact with Natasha following a recommendation from a friend. Natasha spent a lot of time with us understanding our loan requirements and future financial plans. Her team made it seamless to proceed with the process and answered all queries thoroughly to ensure we were happy with the plan. Natasha has also kept in touch after the loan approval to check in with how things are going in general, and if there were any changes to the loan we needed. This included negotiating a better interest rate for us, which was very much appreciated in these difficult financial times. Would recommend her and the team to others.
Jenn Trinh
Melbourne, Australia
Natasha Choi
Senior Investment Lending Manager
Natasha has worked in the finance and accounting industry for over 10 years, having previously worked at Commonwealth Bank and PwC prior to joining ALIC in December 2013.
Natasha has accumulated a significant property portfolio and is a great example of how young professionals can start their investments at an early age. She has a dual strategy of passive property ownership, but, more recently, delved into small-scale property development to build wealth. Her passion is helping consumers fulfil the Australian dream of home ownership – a goal that involves empowering clients through financial education and spending extra time with them as required.
Banking and finance will always be diverse. Change is inevitable and ongoing, which is why it’s so important to have the right advisers around you. They need to support you not just when you want to buy a property, but on an ongoing basis so they can periodically review your loan structures to adapt to and take advantage of all the changes in lending. A relationship with Natasha is personal; your relationship with the bank is not.
Natasha is a bit of a foodie and loves trying new restaurants and bars in one of Australia’s most liveable cities. She’s disciplined with exercise and plays social netball weekly. She has a background in music (piano) and is always keen to enjoy the latest musical on show.
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