Car Financing

Buy the car of your dreams with a car loan that’s not only ethical, but algins with your life goals.

I’m a homeowner who
wants finance for a car.

Leverage your property to buy the car you’ve always wanted.

I’m a business owner who
wants finance for a vehicle.

Scale your business with commercial trucks, vans, and other large equipment.

I want finance for
a new car.

Buy a car that enhances your lifestyle and meets your needs.

Car Loans for Homeowners

Your car is one of the biggest purchases you’ll ever make.

So it’s important to choose car financing with the same diligence as selecting your mortgage. 

You need a car loan that seamlessly fits into your current situation while keeping you free to reach your long-term goals.

We can help you find the right loan to get you there.

Schedule a free consultation to find out how we can make your dream car a reality.

Why Australians Invest With Us

More than 36,000 Australian businesses and individuals choose us as their mortgage brokers.

Ethical Lending

ALIC is genuinely different – an award-winning broker with no hidden financial incentives and no questionable referral partners.

Diverse Lending Panel

With more than 30 bank and non-bank partners on our lending panel, finding the right mortgage is simple.

Strategic Approach

Your loan should be one that supports your ideal future – whether that’s a multi-property portfolio or a stress-free retirement.

Connect With Experts ​

Access our network of leading property professionals to get the advice you need – no referral commissions involved.

Five-Star Google Reviews
10 +
Industry Awards
2 +
Aussie clients supported
10 +
loan approval rate
10 %

Grow Your Enterprise

It takes more than just passion to grow your business.

From company cars to heavy-duty trucks, the right vehicles can expand your service areas and enhance your operations. 

As experienced lending strategists, we help business owners like you to find the right loan for your organisation. 

Schedule a free consultation with one of our strategists to find out more about how ALIC can support you.

Leading Property Investors Trust ALIC

Our clients share their experiences of transformation and growth.

Our journey with ALIC started 5 to 6 years ago when we purchased land and subsequently built our first home. Since then, we have continued our association with them, and it has proven to be a decision we do not regret. Their team not only provided financial guidance but also helped us build our wealth through a well-thought-out investment portfolio.

Trusting someone with your finances is a crucial decision, and ALIC has consistently demonstrated reliability. Their approach goes beyond transactional relationships; it's about building a lasting partnership.
Sascha Hossain
February 2024
There are lenders, banks and brokers, and then there is ALIC. Kevin Agent and his team are amazing in finding solutions for your business or personal needs. They helped me establish my business, sorted out my home loan and savings and helped me buy my new home without any stress or worry and financially my family has never been better.

Look no further than the Australian Lending & Investments Centre. No one better and highly recommended.
James Tamanika
January 2024
Natasha has been an exceptional mortgage broker for us for the last decade. We have come to rely on her expertise implicitly and trust her completely. She has impressive efficiency. She always gives personalised guidance that suits our circumstances (which are complex), and she is honest when she thinks something is not a good idea. Lastly, she is so friendly and such a great communicator that every interaction is easy and enjoyable.

We've recommended Tash to all of our friends who have sought mortgages and they would all write something similar. Highly recommend.
Rebecca Foskey
January 2024

Learn From Leading Australian Brokers

With articles written by award-winning brokers like Mark Davis, ALIC’s Insights Hub is one of the best places to learn about building wealth through property. 

Fixed interest vs variable interest rates - ALIC

Fixed interest vs variable – How do I choose!?

When it comes to purchasing a property, one decision you have to make is choosing between a fixed interest vs variable interest rate for your mortgage. Understanding the difference between these two options is essential for making an informed decision. Let’s explore the disparities between fixed and variable interest rates

Read Article

[Ripehouse Advisory] Addressing The RBA

Damian Brander, ALIC’s Managing Director, was invited to be an expert panelist on Ripehouse Advisory’s vodcast to discuss the RBA’s monetary policy and its impact on property investors. Joined by a panel of the greatest minds in the industry, they tackled all the hard-hitting questions and reviewed the announcements from

Read Article
First Home Buyer Schemes to assist prospective homeowners in achieving their dreams.

Australian First Home Buyer Schemes: A Pathway to Homeownership

Owning a home has long been a cherished dream for many Australians. However, the soaring real estate prices in major cities have made this aspiration seem unattainable for first-time homebuyers. In response to this challenge, the Australian government has introduced several First Home Buyer Schemes to assist prospective homeowners in

Read Article

Questions About Car Financing

What documentation do I need to apply for a car loan?

o be approved for a car loan, you’ll need to prove that you are a reliable borrower. You’ll be asked to provide:

  • verification of income
  • personal information and identification
  • documentation of assets and liabilities
  • information regarding your vehicle and insurance
  • proof of comprehensive car insurance.

If you are a business owner, you’ll need to provide:

  • proof of identity
  • proof of business ownership
  • business documents, including cash flow statements and tax returns that show a positive cash flow (for full-doc loans)
  • personal documents such as a copy of your driver’s license, proof of residence, and possibly personal references (for sole traders).

How long does it take to be approved for a car loan?

Many car lenders claim to offer ‘immediate approval’ for car loans, but this isn’t always the case. The timeframe for approval depends on how quickly you provide the supporting documentation.  

Once you’ve submitted all your documentation, the car loan approval process usually takes up to four business days. This is dependent on your credit history, income, and identify verification. 

What is a secured car loan?

A secured car loan is when the lender has security over the car. This security serves to mitigate risk, potentially resulting in a lower interest rate compared to other loan types.  

If you’re unable to make the loan repayments, your car may be repossessed and sold to cover the full amount or a portion of the loan.  

What is a balloon payment?

Some car loans have a ‘balloon payment’. This allows you to make regular payments to cover part of the loan and then pay the remaining amount all at once. This final payment is referred to as the balloon payment.  

It may seem appealing because of smaller monthly payments. However, you’ll still have to pay off the lump sum with added interest, making the total loan cost higher. 

Book a Meeting

Contact Form