Elevate your portfolio and build your wealth with strategic commercial property investments.
Grow your investment portfolio with a commercial property loan.
Fund your next development with flexible loans from both bank and non-bank lenders.
Learn how you can borrow through your SMSF or refinance an existing loan.
Whether you’re a seasoned property investor or a business leader expanding your organisation’s investment portfolio, acquiring commercial property can seem overwhelming.
Our experienced lending strategists can guide you through your investing journey.
Each engagement starts with an analysis of your current position and your long-term goals.
From there, we’ll help you lock in a loan that delivers higher returns and gets you closer to your objectives.
Schedule a free consultation to find out how we can take you from pre-approval to post-settlement.
More than 36,000 Australian businesses and individuals choose us as their mortgage brokers.
ALIC is genuinely different – an award-winning broker with no hidden financial incentives and no questionable referral partners.
With more than 30 bank and non-bank partners on our lending panel, finding the right mortgage is simple.
Your loan should be one that supports your ideal future – whether that’s a multi-property portfolio or a stress-free retirement.
Access our network of leading property professionals to get the advice you need – no referral commissions involved.
Making your commercial project a reality isn’t always difficult.
But you do need a strategic partner that understands the complexities of development loans and how they can benefit you.
We’re experts at finding flexible financing options that will boost your return on investment and set you up for financial success.
Discover how our lending strategists can help you realise your next development.
Our clients share their experiences of transformation and growth.
Depending on your SMSF’s trust deed, you may be able to use your super to invest in property.
And, while commercial property can be a good standalone investment, it’s especially ideal for small business owners.
The sole-purpose test means you can’t live in property acquired through your SMSF – but you can rent a commercial property to your business at market rates, which means your business’s rent goes directly into your super.
Think that could be a good pathway for your business?
Ask us about establishing an LRBA and finding a best-fit commercial loan.
And, if you’re paying off an existing high-interest SMSF loan from one of the Big Four, we’ll help you refinance with a lower-rate lender.
Schedule a free consultation to talk to one of our experienced commercial brokers.
With articles written by award-winning brokers like Mark Davis, ALIC’s Insights Hub is one of the best places to learn about building wealth through property.
Ever heard that Melbourne’s property market holds opportunities? You bet! We know it might come as a surprise to some, but there are definite pockets within this vibrant city where potential awaits savvy buyers like you.
Spring 2024 – Is It Really Here?
Ah, Melbourne weather—just when you think spring has arrived, the rain might swoop in! But regardless of the weather, the Spring real estate market is here.
Ever heard that Melbourne’s property market holds opportunities? You bet! We know it might come as a surprise to some, but there are definite pockets within this vibrant city where potential awaits savvy buyers like you.
Commercial property loans involve buying or refinancing an already-existing retail, industrial or multi-residential property. They can also be used to finance the subdivision, development and construction of these properties.
The amount you’ll need for a commercial loan can vary depending on your lender and the type of property. Generally speaking, you can expect at least a 30% deposit, although you may be able to borrow between 5% and 90% of the commercial property value, depending on your personal and business circumstances.
Commercial property loans have different qualification criteria depending on their purposes and lenders. Development loans from traditional banks, for example, may come with pre-sale requirements. Generally, though, you’ll need to provide a deposit, at least two years of tax returns, and proof of your ability to service the loan.
If you’re taking out a construction or development loan, you may need to show evidence of your project’s viability and your company’s overall financial health.
Your broker will work with you to make sure you have the right documentation. They’ll know exactly what each lender requires, which will help you build a strong case for loan approval.
We help you achieve your dreams and goals through ethical lending strategies.
