
Debt Recycling: A Strategy for Property Investors
Debt recycling is a financial strategy that has gained attention among Australian property investors looking to accelerate wealth creation while managing their tax position.
Learn about loans and property investment from leading Australian mortgage brokers like Mark Davis.

Debt recycling is a financial strategy that has gained attention among Australian property investors looking to accelerate wealth creation while managing their tax position.

For many Australians entering the property market, lenders mortgage insurance is one of the least understood costs associated with a home loan.

The start of a new financial year is one of the most valuable moments for property

Securing finance for a commercial property purchase is a more involved process than applying for a

Every time the Reserve Bank of Australia meets to review monetary policy, homeowners and property investors

Being self-employed offers significant personal and financial freedom, but it can complicate the home loan process

If you are comparing home loan features in Australia, two terms come up repeatedly: offset accounts

If you are comparing home loan features in Australia, two terms come up repeatedly: offset accounts

If you are comparing home loan features in Australia, two terms come up repeatedly: offset accounts

Negative gearing remains one of the most debated topics in Australian property investment, and it is

One of the most persistent frustrations for first home buyers in Australia right now is the

Purchasing commercial property is one of the most significant financial decisions a small business owner can

On the surface, an investment loan and a home loan look similar. Both are secured by

Melbourne has spent the past few years as the quiet achiever of Australian property, underperforming relative

It is one of the first questions almost every home buyer and investor asks: how much

A new year has a way of sharpening priorities. After a few years of rate volatility

The Australian Lending & Investment Centre (ALIC) – one of the Top 25 Brokerages in the

Melbourne’s investment landscape demands sophisticated strategies and deep market knowledge. At ALIC, we’ve become the trusted

Purchasing your first property marks a significant life milestone, and as first time buyer Australia specialists,

Entering the property market as a first time home buyer requires smart strategies and informed decisions.

Stepping into the property market as a first home buyer in Australia can feel overwhelming, but

Finding the right investment loan can save you thousands of dollars and significantly impact your property

Securing an investment property loan in Australia marks a significant step toward building long-term wealth through

Property investment remains one of Australia’s most popular wealth-building strategies, and securing the right loan is

Commercial property investment in Australia continues to offer compelling opportunities for savvy investors seeking to diversify

Property investment through your superannuation has become an increasingly popular strategy for Australians looking to build

When interest rates shift or your financial situation changes, mortgage refinancing in Australia can open doors

Commercial property investment represents one of the most significant wealth-building opportunities available to Australian investors today.

Commercial property investment continues to gain momentum across Australia as more investors recognise the potential for

Melbourne’s property market has always been a bit of a rollercoaster, but right now, it’s particularly

Let’s be honest: most Australians are paying too much on their home loans. It’s not because

We’ve all been there. Standing at the crossroads of a major financial decision, wondering if we’re

Investing in property can be one of the most rewarding ways to grow your wealth. However,

Spring 2024 – Is It Really Here?
Ah, Melbourne weather—just when you think spring has

Ever heard that Melbourne’s property market holds opportunities? You bet! We know it might come as

Property investment has long been a tried and tested method of building wealth, and one of

When it comes to purchasing a property, one decision you have to make is choosing between

Owning a home has long been a cherished dream for many Australians. However, the soaring real

The journey of buying and selling a home can be a complicated and often stressful process,

Converting your home loan into an investment loan when you turn your primary residence into an

Before you start reading, keep in mind that all information contained on this page is either

When a blue-chip property in Melbourne or Sydney sells, the media swarms. There’s something about people

Spring is just around the corner and that means the busiest period for the real estate

Some positive news for homeowners this month, with the Reserve Bank of Australia (RBA) deciding to

Australia’s winter housing outlook is improving, with rising property prices and stronger market conditions.

Winter is coming, but for many investors, it’s a time to celebrate about the sizzling rental

Sifting through the noise around housing markets, interest rates, and inflation is enough to put anybody

Keeping an eye on interest rates when paying off your home loan or mortgage is imperative

Winter is coming, but for many investors, it’s a time to celebrate about the sizzling rental

Having a Self Managed Super Fund (SMSF) is the ultimate expression of taking your future into

Autumn has arrived – the second-busiest time of the year in the property world. For buyers

The Australian Lending & Investment Centre has been recognised as one of Australia’s leading mortgage brokerages

Lewis Johns has always dealt in home loans, broking mortgages for both established institutions and fresh-faced

Rentvesting is a strategy that more and more Australians are using to jump into the property

Home values are predicted to decline by as much as 20 per cent, losing much of

As property markets cool across Australia, investors are beginning to stir. If you’re weighing up your

At ALIC, we help our clients create wealth through property – and that means making sure

Household budgets are feeling the pinch of yet another rate rise. The Reserve Bank of Australia

Home loan terms are regularly 25 to 30 years long – but that doesn’t mean you

Another month, another cash rate rise. The Reserve Bank of Australia (RBA) increased the cash rate

Stephen Marsh grew up financially illiterate. Now, the 20-year finance veteran educates middle-aged earners and first

For the third month in a row, the Reserve Bank of Australia (RBA) increased the cash

The 2021/2022 financial year has been a tumultuous one. The first two quarters were marked by

In what was the biggest one-off rate hike in 22 years, this month the Reserve Bank

On May 6, the Reserve Bank of Australia (RBA) increased the cash rate by 25 basis

This month, the Reserve Bank of Australia (RBA) increased the official cash rate for the first

As the Easter eggs come off the shelves, some aspiring homeowners are shifting their focus from

Autumn has arrived and what a wonderful time of year to turn over a new leaf

The property market is up and running, gaining momentum after the summer holidays. January is typically

Hello 2022! We hope you enjoyed some quality time with family and friends over the Christmas

It’s an exciting time for property owners, with Australian housing values continuing to rise in many

If you’ve been holding out to buy a property in areas affected by lockdowns like Sydney,

Summer has arrived and not only is the weather heating up, so is the property market!

The Federal Budget 2026 introduced significant changes to negative gearing and capital gains tax, creating uncertainty for many Australian property investors.
While media coverage has focused heavily on the potential impacts, the reality is more nuanced. For many investors, the fundamentals of successful property investing remain unchanged.

In this episode of No B.S. Property Investing, the panel steps back from headlines and market noise to examine four decades of Australian property data. Rather than debating opinions, the discussion focuses on evidence, behavioural patterns and the recurring narrative that investors have “missed the market.

In this episode of No B.S. Property Investing, the panel tackles one of the most common objections aspiring investors use, being too busy. The discussion challenges the belief that lack of time is a legitimate barrier and reframes it as a prioritisation and structure issue rather than a capacity issue.