The Big 4’s Complacency with SMSF Loans

The Big 4s Complacency with SMSF Loans 2023

Having a  Self Managed Super Fund (SMSF) is the ultimate expression of taking your future into your own hands, but too many Australians just assume that the property loan interest rate taken out via their SMSF under a Limited Resource Borrowing Arrangement is actually a good rate.  Unfortunately, this means that too many people are stuck […]

March Newsletter 2023

Autumn has arrived – the second-busiest time of the year in the property world. For buyers looking to make the most of lower property prices, there are opportunities to be found.  This month, the Reserve Bank of Australia (RBA) put up interest rates again – but there are signs that a cash rate pause could be on […]

Changing Times: From Tactical Loans to Strategic Broking

· Changing Times: From Tactical Loans to Strategic Broking Lewis Johns has always dealt in home loans, broking mortgages for both established institutions and fresh-faced digital lenders. But the industry is changing – and brokers like Lewis need to evolve to survive. One point one million,” says the voice on the other end of the […]

Rentvesting: A Guide for First-time Investors

· Rentvesting: A Guide For First-Time Investors Rentvesting is a strategy that more and more Australians are using to jump into the property market quickly. In this article, we explain what rentvesting is, how it works, and the pros and cons of pursuing it as a property acquisition method. What Is Rentvesting? Rentvesting is a […]

November Newsletter 2022

Household budgets are feeling the pinch of a seventh successive rate rise. The Reserve Bank of Australia (RBA) increased the cash rate to 2.85 per cent this month, prompting some lenders to increase their variable rates by 0.25 percentage points. Home values are predicted to decline by as much as 20 per cent, losing much […]

Should You Refinance Your Home Loan?

Should You Refinance Your Home Loan? Home loan terms are regularly 25 to 30 years long – but that doesn’t mean you should stay locked in to the same loan for the whole time. Switching your current loan for a new one with better conditions can help you free up equity for new investments, reduce […]

August Newsletter

Another month, another cash rate rise. The Reserve Bank of Australia (RBA) increased the cash rate to a six-year high of 1.85 per cent in August, prompting some lenders to increase their variable rates by 0.5 percentage points. Meanwhile, nationally home values are falling at the fastest pace since the 2008 global financial crisis (GFC). CoreLogic […]

July Newsletter

For the third month in a row, the Reserve Bank of Australia (RBA) increased the cash rate in July to 1.35 per cent. Several lenders moved swiftly, passing on the latest RBA cash rate increase to borrowers. Meanwhile, property prices in some markets continue to fall. Sydney and Melbourne home values have been trending lower for several months, […]

June Newsletter

In what was the biggest one-off rate hike in 22 years, this month the Reserve Bank of Australia (RBA) increased the cash rate to 0.85 per cent in order to curb skyrocketing inflation.  Following the announcement, all of the big four banks passed on the rate increase in full, with some smaller lenders also following suit.  As interest […]

How Australia’s Rising Cash Rate Will Affect Developers

On May 6, the Reserve Bank of Australia (RBA) increased the cash rate by 25 basis points from 0.1% to 0.35% – the first hike since 3 November 2010.  The trigger?  A Consumer Price Index (CPI) inflation spike, which the RBA is now projecting to peak at 6% by December 2022.  Their projections for the […]

May Newsletter

This month, the Reserve Bank of Australia (RBA) increased the official cash rate for the first time in more than 11 years. The move is likely to have huge implications for the housing industry. For one, lenders have already been passing on the cash rate hike to variable mortgage holders.  There could also be other […]

March Newsletter

Autumn has arrived and what a wonderful time of year to turn over a new leaf with a property purchase. While national housing values are generally rising, the pace of growth has trended downwards since April last year, according to CoreLogic figures. CoreLogic director of research, Tim Lawless, said every capital city and broad ‘rest of state’ […]

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