Buy the car of your dreams with a car loan that’s not only ethical, but algins with your life goals.
Leverage your property to buy the car you’ve always wanted.
Scale your business with commercial trucks, vans, and other large equipment.
Buy a car that enhances your lifestyle and meets your needs.
Your car is one of the biggest purchases you’ll ever make.
So it’s important to choose car financing with the same diligence as selecting your mortgage.
You need a car loan that seamlessly fits into your current situation while keeping you free to reach your long-term goals.
We can help you find the right loan to get you there.
Schedule a free consultation to find out how we can make your dream car a reality.
More than 36,000 Australian businesses and individuals choose us as their mortgage brokers.
ALIC is genuinely different – an award-winning broker with no hidden financial incentives and no questionable referral partners.
With more than 30 bank and non-bank partners on our lending panel, finding the right mortgage is simple.
Your loan should be one that supports your ideal future – whether that’s a multi-property portfolio or a stress-free retirement.
Access our network of leading property professionals to get the advice you need – no referral commissions involved.
It takes more than just passion to grow your business.
From company cars to heavy-duty trucks, the right vehicles can expand your service areas and enhance your operations.
As experienced lending strategists, we help business owners like you to find the right loan for your organisation.
Schedule a free consultation with one of our strategists to find out more about how ALIC can support you.
Our clients share their experiences of transformation and growth.
With articles written by award-winning brokers like Mark Davis, ALIC’s Insights Hub is one of the best places to learn about building wealth through property.
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Ever heard that Melbourne’s property market holds opportunities? You bet! We know it might come as a surprise to some, but there are definite pockets within this vibrant city where potential awaits savvy buyers like you.
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o be approved for a car loan, you’ll need to prove that you are a reliable borrower. You’ll be asked to provide:
If you are a business owner, you’ll need to provide:
Many car lenders claim to offer ‘immediate approval’ for car loans, but this isn’t always the case. The timeframe for approval depends on how quickly you provide the supporting documentation.
Once you’ve submitted all your documentation, the car loan approval process usually takes up to four business days. This is dependent on your credit history, income, and identify verification.
A secured car loan is when the lender has security over the car. This security serves to mitigate risk, potentially resulting in a lower interest rate compared to other loan types.
If you’re unable to make the loan repayments, your car may be repossessed and sold to cover the full amount or a portion of the loan.
Some car loans have a ‘balloon payment’. This allows you to make regular payments to cover part of the loan and then pay the remaining amount all at once. This final payment is referred to as the balloon payment.
It may seem appealing because of smaller monthly payments. However, you’ll still have to pay off the lump sum with added interest, making the total loan cost higher.
We help you achieve your dreams and goals through ethical lending strategies.
