Good as Gucci: Why You Probably Can’t Afford Sydney and Melbourne’s Best Homes
When a blue-chip property in Melbourne or Sydney sells, the media swarms. There’s something about people paying lots of money for luxury houses that drives clicks from readers – which is why even publishers like the AFR can’t resist the odd bit of dress-circle coverage. Of course, it’s not just about the big personalities or […]
Four Big Reasons to Buy a House in 2023
· Sifting through the noise around housing markets, interest rates, and inflation is enough to put anybody off the idea of buying a property in 2023. For some, this year might seem like one of the worst times to get into the market, but for others, there are strong signs of opportunity. The best attitude […]
The Big 4’s Complacency with SMSF Loans
Having a Self Managed Super Fund (SMSF) is the ultimate expression of taking your future into your own hands, but too many Australians just assume that the property loan interest rate taken out via their SMSF under a Limited Resource Borrowing Arrangement is actually a good rate. Unfortunately, this means that too many people are stuck […]
Boom and Gloom: Is 2022 the Right Time to Invest in Residential Property?
Boom and Gloom: Is 2022 the Right Time to Invest in Residential Property? As property markets cool across Australia, investors are beginning to stir. If you’re weighing up your options, you’re probably asking the question on every Australian’s mind: is now the right time to invest in property, or should I wait? To answer that, […]
October Newsletter 2022
Household budgets are feeling the pinch of yet another rate rise. The Reserve Bank of Australia (RBA) increased the cash rate to 2.6 per cent, prompting some lenders to increase their variable rates by 0.25 percentage points. Meanwhile, home values continued to fall across much of the country last month, but September saw the smallest drop […]
Should You Refinance Your Home Loan?
Should You Refinance Your Home Loan? Home loan terms are regularly 25 to 30 years long – but that doesn’t mean you should stay locked in to the same loan for the whole time. Switching your current loan for a new one with better conditions can help you free up equity for new investments, reduce […]
August Newsletter
Another month, another cash rate rise. The Reserve Bank of Australia (RBA) increased the cash rate to a six-year high of 1.85 per cent in August, prompting some lenders to increase their variable rates by 0.5 percentage points. Meanwhile, nationally home values are falling at the fastest pace since the 2008 global financial crisis (GFC). CoreLogic […]
July Newsletter
For the third month in a row, the Reserve Bank of Australia (RBA) increased the cash rate in July to 1.35 per cent. Several lenders moved swiftly, passing on the latest RBA cash rate increase to borrowers. Meanwhile, property prices in some markets continue to fall. Sydney and Melbourne home values have been trending lower for several months, […]
ALIC Reaches $1B Gross Settled Loans Milestone In FY22
The 2021/2022 financial year has been a tumultuous one. The first two quarters were marked by the tail end of the post-COVID high – historically low interest rates and a housing market that showed no signs of slowing. In Q3, though, there were rumblings. Consumer confidence dipped. CPI climbed even higher. Banks began predicting cash […]
June Newsletter
In what was the biggest one-off rate hike in 22 years, this month the Reserve Bank of Australia (RBA) increased the cash rate to 0.85 per cent in order to curb skyrocketing inflation. Following the announcement, all of the big four banks passed on the rate increase in full, with some smaller lenders also following suit. As interest […]
