[Ripehouse Advisory] How Everyday Aussies Are Creating WEALTH With Property Investing

In this episode of No B.S. Property Investing, the Ripehouse Advisory team sits down to unpack what it really takes to build and scale a successful property portfolio in today’s lending environment. The discussion dives deep into borrowing capacity, ownership structures, debt reduction strategies and the practical realities investors face in 2025.

With tighter serviceability, evolving tax conversations and increased scrutiny from lenders, the episode delivers clear, strategic insights for investors who want to grow without hitting a ceiling too early.

Guests include:

1. Julian Nicolitsis – Host, Head of Strategy at Ripehouse Advisory
2. Mark Davis – Guest, Director and Principal at The Australian Lending & Investment Centre

Topics Covered In This Video:

1. How to build a successful property portfolio from scratch
2. Strategic lending tips to grow faster
3. Understanding borrowing capacity in Australia
4. The truth about trust structures versus personal ownership
5. How to reduce non deductible home loan debt
6. Negative gearing explained and when it actually works
7. Why cash flow buffers are critical in 2025
8. What most investors get wrong and how to avoid it
9. How tools like Lolli App can help you track net worth, borrowing power and more

Watch the Full Uncut Discussion