[Ripehouse Advisory] APRA Tightens Lending Rules – What It REALLY Means For Property Investors

In this episode of No B.S. Property Investing, the panel unpacks the latest lending changes introduced by APRA and what they actually mean for Australian property investors. With headlines often creating confusion, the discussion simplifies the new rules and explains how they may influence borrowing capacity, structure and future portfolio growth.

Rather than reacting emotionally to regulatory shifts, the episode focuses on strategy, adaptability and long term planning.

Guests include:

1. Julian Nicolitsis – Host, Head of Strategy at Ripehouse Advisory
2. Mark Davis – Director and Principal at The Australian Lending & Investment Centre

Topics Covered In This Video:

1. What the new APRA debt to income rule means in simple terms
2. How debt to income ratio caps may affect borrowing capacity
3. Why trust and company lending is being restricted and who is most at risk
4. What investors using trust structures should be aware of
5. The role of second tier and non bank lenders in the current lending environment
6. How to future proof your investment finance strategy
7. The truth about rentvesting, interest only loans and the three percent serviceability buffer

Watch the Full Uncut Discussion